3 Smart Ways Intelligent Freshers Invest Their Pocket Money

Great news, isn't it?

Finally, you are leaving home for school — indeed a good news.

But you are not done with preparations if your “intended finance management” is not considered or yet to be treated.

At first semester, families and relatives lavish money on you. The joy of your admission gets them emotionally crazy. Credit alerts started 'jumping in' from friends and 'fams.'

Be cautious, these seamlessly flow of money isn't going to continue. Soon, these people will monetarily forget your existence — very soon.

On the contrary, if you've been in school for a while. It's obvious you also are trying to make ends meet in financial terms.

You see, higher institution (universities, polytechnic and colleges) is completely a different world — different environment on its own with related responsibilities and difficulties. You have to tailor your own solution against those fuss. The earlier the better.

Instead of spending all,

1.SAVE IT

A good rule of thumb is to save for penurious times. Stated from the onset, freshers, most times are loaded with enough CASH. With funds coming in from friends and family, the dumb ones will go ahead to spending all what they’ve got to the last penny. Truly, they do regret their silly decisions.

In addition, these type of students are always fond of getting into unnecessary debts and probably involving in other forms of illegal business, just to sustain.

Never let that happen. The 80/20 rule is a good method. Saving 20% of your income is a great way to invest your money as a fresher. Sooner or later, you'll decipher the importance of doing so.

If you can't save it, then

2.INVEST IN GOOD PROGRAMS

By good programs, I didn't mean you should blindly invest in any business. Many freshers, even the so called old pros in investment find themselves in some related mess. Take your time to research. If you don't know of a good business that will fetch you some ROI, ask around or think outside your own box.

Finding a fix to an unsolved necessity in your environment may seem the right investment, at times.

If this is the last thing you wanna do now, probably due to tight work schedules, then

3.BUY BOOKS

"Samfaj, what's the hell fuck AGAIN? Book? That's the most foolish thing to do."

Well, 'Book-buying' is a good shot.

Buying books is just like an investment. You can sell them on later at 'dry times.' But make sure those books are of high value; what others will be willing to buy from you.

What other ways did you think should be on the list? Let me know via the comment section.